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Choosing Secured vs Unsecured After Bankruptcy

After filing for bankruptcy, in an effort to rebuild credit scores, many debtors believe that unsecured credit cards might be an options, as they are not able to get one from a secured lender. So, in choosing such cards, the debtor who is hoping to rebuild their credit score as quickly as possible, must take the time to compare credit cards that are available to them, both secured and unsecured, in order...

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How to Get the Most from Your Credit Card

A credit card can be a great addition to our wallet if we know how to get the most from it. Unfortunately this card can be used in such a way that it is a liability rather than an asset to our life. It is also a reality that a lot of people just fail to get the most out of their credit card. Hopefully by the end of this article you will have a better idea about how to get more from this piece of plastic....

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Choosing a Student Credit Card

Which card is right for you and your son or daughter with so many choices out there? First look for one that has a long promotional rate and the promotional APR periods. Zero percent for a period of six months is an introductory rate you may see and these rates should be paid off before the six months is up. Certainly avoid the offering of a free gift attached to any card. Although it might seem a nice...

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Best of the Best Balance Transfer Credit Cards

Balance transfer is basically a credit card feature that would allow the transfer of a debt from one card to another. If a customer transfers his loan from card A to card B, card B will pay-off card A of the customers loan. Card B will now carry the loan and give the customer a better interest rate and a longer payment period. Otherwise, what is the point of transferring. When looking for a new...

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Credit Card Consolidation Help

Many of us use our credit cards to pay off our educational bills, purchase a new car etc., and find it to be such a blessing, at least until we miss one monthly payment and then another and another. Suddenly we wake up to unimaginably large credit card debts and our whole world’s threatened. If you’ve defaulted on credit card payments and are now faced with massive debts then the only smart way...